Florida HOA & Condo Boards

Catch budget leaks before they become special assessments.

Most HOAs don't notice vendor creep, reserve shortfalls, or budget misallocations until they're already too expensive to fix quietly. We tell you before the number hits the board meeting table.

✓ Reserve policy risk✓ Vendor Creep✓ Budget Leaks✓ Comliance Checks

Florida-Specific

Built around FL statutes & reserve law

Vendor-Neutral

No commissions, no conflicts

Board-Ready

Plain language, no finance degree needed

Cost to Start

Free Snapshot

Free to Start

Get Your Free Treasury Snapshot

Upload your latest financial statements and receive an independent risk review within 48 hours. If your board finds it valuable, upgrade to monthly reporting.

Your snapshot covers:

→Reserve policy vs. Florida benchmarks

→FDIC concentration & cash risk

→Interest rate competitive analysis

→2–3 prioritized action items

See a sample snapshot first →

Independent. No investment sales. No bank commissions.

How It Works

Share Recent Financials

Upload balance sheets, bank statements, and reserve summaries. PDF, Excel, or bank export — takes under 5 minutes.

Receive your snapshot within 48 hours

48 hours A plain-language report that highlights vendor creep, reserve shortfalls, and budget leaks — written for board members, not accountants.

Decide if ongoing reporting makes sense

If your board finds the snapshot valuable, upgrade to monthly monitoring. If not, you've lost nothing and learned something useful.

Ongoing Treasury Monitoring

Consistent oversight that catches issues before they become emergencies. A permanent record your board, your manager, and your auditor can rely on.

No new bank accounts. No integrations. No long onboarding.

What Your Board Gets

Built for Florida HOA and condo boards that want consistent financial oversight with historic insights and trends.

Catch Vendor Creep Early

Landscaping +8%. Pool maintenance +12%. Insurance +40%. We flag month-over-month increases before they're 20%+ over budget.

Spot Reserve Shortfalls Before Audit Season

Identify reserve gaps 6+ months early so you can adjust the budget before special assessments hit the table.

Find Budget Leaks From Miscategorized Spending

Double-allocated budgets, operating-vs-reserve misallocations, and miscategorized expenses caught before they become audit findings.

Built for Florida's Reserve & Insurance Pressure

Designed for Florida HOAs facing rising insurance costs, aging infrastructure, and heightened reserve scrutiny under state law.

Independent, Vendor-Neutral Reporting

No commissions. No bank incentives. We earn nothing from investments or financial products — only objective treasury reporting.

Board-Ready Reports

We translate complex financial data into clear, actionable insights. No finance background required.

This Is For…

Florida HOA and condo boards that want consistent monthly oversight, not just annual reviews. Property managers managing multiple HOAs. Self-managed or professionally managed communities.

Who This Is Not For

Personal investors, non-association entities, or boards seeking legal advice. We don't manage investments or sell financial products. We provide board-focused treasury monitoring.

Questions

A one-time review of your cash and reserve positioning, FDIC exposure analysis, interest rate comparison against Florida benchmarks, and 2–3 prioritized risk findings. If you like it, upgrade to monitoring .

Vendor creep month-over-month (landscaping, pool, insurance), reserve shortfalls flagged 6+ months early, budget leaks from miscategorized spending, FDIC exposure on operating cash, and a board-ready PDF delivered each month.

Recent bank statements (last 1–2 months), your balance sheet or financial summary, and your reserve study if available. That's it.

No. We're an independent treasury reporting service. We don't manage money, sell investments, or earn commissions. We report on your treasury — like an outside set of expert eyes every month.

Auditors verify what happened in the past. We focus on your current cash, reserves, and vendor spending — forward-looking risks your auditor won't flag until it's too late. We catch issues before audit season.

Florida HOA and condo boards that want consistent monthly oversight, and property managers managing multiple HOAs who need a single report template for their entire portfolio.

Resources

Governance

Find Out Where Your HOA Stands — Free

See your reserves and cash risks clearly. Upgrade to monthly board reporting later if your board finds it valuable.