Florida HOA & Condo Boards

Is Your HOA's Treasury a Hidden Risk?

We give Florida HOA and condo boards an independent, expert review of their cash, reserves, and treasury practices — before a crisis forces the conversation.

✓ Reserve policy risk✓ FDIC exposure analysis✓ Yield benchmarking

Florida-Specific

Built around FL statutes & reserve law

Vendor-Neutral

No commissions, no conflicts

Board-Ready

Plain language, no finance degree needed

Free to Start

Get Your Free Treasury Snapshot

Upload your latest statements and receive an independent risk review within 48 hours. If your board finds it valuable, upgrade to monthly monitoring.

Your snapshot covers:

→Reserve policy vs. Florida benchmarks

→FDIC concentration & cash risk

→Interest rate competitive analysis

→2–3 prioritized action items

Independent. No investment sales. No bank commissions.

How It Works

Share Recent Financials

Upload balance sheets, bank statements, and reserve summaries. PDF, Excel, or bank export — takes under 5 minutes.

Independent Treasury Review

We analyze liquidity, yield, FDIC exposure, reserve strength, and alignment with Florida regulatory expectations.

Board-Ready Findings

A plain-language snapshot highlighting risks, opportunities, and next steps your board can act on immediately.

Optional Ongoing Support

Upgrade to monthly monitoring for continuous independent oversight as your treasury advisor.

No new bank accounts. No integrations. No long onboarding.

What Your Board Gets

Built for Florida HOA and condo boards that need independent oversight — not another vendor with a stake in your accounts.

Built for Florida's Pressure

Designed specifically for Florida HOAs and condos facing rising insurance costs, aging infrastructure, and heightened reserve scrutiny under state law.

Reduce Governance Risk

Spot red flags before they become audit findings, special assessments, or board disputes that expose you to liability.

Zero Conflicts of Interest

No commissions. No bank incentives. We earn nothing from investments or financial products — only objective treasury analysis.

Saves Hours of Board Time

We translate complex financial data into clear, actionable recommendations. No finance background required.

Surface Hidden Risks

Identify concentration risks, low-yield accounts, and policy gaps that your management company may be missing.

Confidential & Quick Setup

No integrations, no new accounts, no lengthy onboarding. Share statements securely and we handle the rest.

This Is For You If…

You're a Florida HOA or condo board — self-managed or working with a management company — that wants an independent expert review of your bank accounts, reserves, and treasury practices before problems surface.

Not What We Do

We don't manage investments, sell financial products, or provide legal advice. We're not for personal investors or non-HOA entities. We review and report — think of us as an outside expert, not a vendor.

Questions

A review of your cash and reserve positioning, FDIC exposure analysis, interest rate comparison against Florida benchmarks, and 2–3 prioritized risk findings your board can act on.

Recent bank statements (last 1–2 months), your balance sheet or financial summary, and your reserve study if available. That's it.

No. We're an independent treasury review service. We don't manage money, sell investments, or earn commissions. We review and report — like an outside set of expert eyes.

Auditors verify what happened in the past. We focus on your current cash, reserves, and treasury practices — forward-looking risks your auditor won't flag until it's too late.

Self-managed Florida HOA and condo boards, as well as boards working with management companies who want an independent second opinion on their financial health.

Resources

Governance

Find Out Where Your HOA Stands — Free

See your reserves and cash risks clearly. Upgrade to ongoing monitoring later if your board finds it valuable.