Terms of Service (Draft)

Last Updated: February 2026

By accessing or using HOATreasury.com or any related beta service (the “Service”), you agree to these Terms. If you do not agree, please do not use the Service.

Description of Service

HOATreasury (“HOATreasury,” “we,” “our,” or “us”) provides a web-based platform offering treasury insights, reporting, and advisory tools for HOA boards. During this beta period, features may change or be discontinued at any time.

Beta Disclaimer

The Service is provided on a beta basis for testing and feedback. You understand it may contain bugs or errors, and HOATreasury makes no guarantees regarding availability, performance, or suitability for a particular purpose.

Account Registration

You may need to provide information such as your name and email to access certain areas. You agree to provide accurate information and keep it up to date.

Intellectual Property

All content, software, and materials available through the Service are owned by HOATreasury or its licensors. You may not copy, modify, or distribute them without written permission.

Acceptable Use

• Do not use the Service for unlawful or harmful purposes.
• Do not attempt to gain unauthorized access to our systems.
• Do not reverse-engineer or resell the Service.

Termination

We may suspend or terminate your access at any time, with or without notice, if we believe you have violated these Terms or for any other reason.

Disclaimer & Limitation of Liability

The Service is provided “as is.” HOATreasury disclaims all warranties, express or implied. To the fullest extent permitted by law, HOATreasury and its affiliates are not liable for any indirect, incidental, or consequential damages arising from your use of the Service.

Changes to Terms

We may update these Terms occasionally. Continued use after any changes constitutes acceptance of the updated Terms.

Contact

For questions, contact us at legal@hoatreasury.com.